{"id":7520,"date":"2025-09-24T10:50:50","date_gmt":"2025-09-24T08:50:50","guid":{"rendered":"https:\/\/www.vdbr.nl\/transfer\/"},"modified":"2025-10-20T08:35:48","modified_gmt":"2025-10-20T06:35:48","slug":"transfer","status":"publish","type":"page","link":"https:\/\/www.vdbr.nl\/en\/mortgages\/transfer\/","title":{"rendered":"Transfer"},"content":{"rendered":"
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\nVan den Boer & Roggen<\/span><\/p>\n

Mortgage transfer<\/h2>\n

You hear it come along regularly; people who are refinancing their mortgages. But what exactly is that? And when does it make sense? <\/p>\n

Refinancing your mortgage: what exactly does that entail?<\/strong><\/p>\n

In short, to refinance means to replace your current mortgage with a new one. This can be with your current bank, or with another lender. The reason? For example, in some cases you can take advantage of lower interest rates or better terms.\n<\/p><\/div>\n

Does overselling make sense?<\/strong><\/p>\n

Whether it makes sense to transfer your mortgage varies by situation. Here it is important to consider the interest rate in the current contract, the term of the mortgage and the current market interest rate. <\/p>\n

In a nutshell, we could say that refinancing makes sense if it saves you money at the bottom line. To get a good picture, we include cost in the consideration. That way we can give you specific advice on a payback period.\n<\/p><\/div>\n

What costs should I take into account when refinancing a mortgage?<\/strong><\/p>\n

There are several aspects that make refinancing interesting or not; we will take into account the following costs:
\n– (possible) valuation costs
\n– Penalty interest for early termination of the interest rate contract with the current bank
\n– Notary fees
\n– Consultancy fees\n<\/p><\/div>\n

Refinancing your mortgage is not a simple decision. We look at the potential savings, the investment and the payback period. Do you have questions about refinancing your mortgage? Our advisors are ready to help you.\n<\/p><\/div>\n<\/div>\n<\/section>\n","protected":false},"excerpt":{"rendered":"

Van den Boer & Roggen Mortgage transfer You hear it […]<\/p>\n","protected":false},"author":1,"featured_media":7279,"parent":7533,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"_improvement_type_select":"improve_an_existing","_thumb_yes_seoaic":false,"_frame_yes_seoaic":false,"seoaic_generate_description":"","seoaic_improve_instructions_prompt":"","seoaic_rollback_content_improvement":"","seoaic_idea_thumbnail_generator":"","thumbnail_generated":false,"thumbnail_generate_prompt":"","seoaic_article_description":"","inline_featured_image":false,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"default","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-7520","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.vdbr.nl\/en\/wp-json\/wp\/v2\/pages\/7520","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.vdbr.nl\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.vdbr.nl\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.vdbr.nl\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.vdbr.nl\/en\/wp-json\/wp\/v2\/comments?post=7520"}],"version-history":[{"count":0,"href":"https:\/\/www.vdbr.nl\/en\/wp-json\/wp\/v2\/pages\/7520\/revisions"}],"up":[{"embeddable":true,"href":"https:\/\/www.vdbr.nl\/en\/wp-json\/wp\/v2\/pages\/7533"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.vdbr.nl\/en\/wp-json\/wp\/v2\/media\/7279"}],"wp:attachment":[{"href":"https:\/\/www.vdbr.nl\/en\/wp-json\/wp\/v2\/media?parent=7520"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}