{"id":7526,"date":"2025-08-06T12:35:09","date_gmt":"2025-08-06T10:35:09","guid":{"rendered":"https:\/\/www.vdbr.nl\/buying-your-first-home\/"},"modified":"2025-10-20T08:35:48","modified_gmt":"2025-10-20T06:35:48","slug":"buying-your-first-home","status":"publish","type":"page","link":"https:\/\/www.vdbr.nl\/en\/mortgages\/buying-your-first-home\/","title":{"rendered":"Buying your first home"},"content":{"rendered":"
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Van den Boer & Roggen<\/span><\/p>\n

Buying your first home<\/h2>\n

Buying your first home is a great step, but it can also be exciting and sometimes overwhelming. There is a lot of information out there, but what applies to you? <\/p>\n

We can help you identify your options. It always starts with an informal conversation. We look at your specific situation and together answer any questions you may have. For example: What can you borrow? What are you able and willing to contribute in savings? In this way, together we arrive at the best option for you. <\/p>\n

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Different options for financing your first home:<\/h3>\n
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Starter mortgage;<\/h4>\n

Several municipalities offer starters an additional mortgage through SVn (Stimuleringsfonds Huisvesting Nederlandse gemeenten).
\nThis may give you just a little more room to buy your dream home. We are happy to see if the relevant municipality offers such a loan and if you qualify.\n<\/p><\/div>\n

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Family mortgage\/family loan;<\/h4>\n

The “family mortgage,” you may have heard of it. This is when your parents lend you money to buy a home, often on more lenient terms than the bank. In some cases, this is attractive to all parties. We are happy to think along with you on this.\n<\/div>\n

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Donations;<\/h4>\n

In addition, a gift from family can help you buy a home. Up to a certain amount, such a gift is tax-free. This can sometimes make just the difference .<\/span>\n<\/div>\n

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NHG Mortgage;<\/h4>\n

When you take out a mortgage with National Mortgage Guarantee (NHG), a bank is willing to offer you the lowest interest rate they have at the time. In addition, this provides a safety net in the event of personal hardship.\n<\/p><\/div>\n<\/div>\n<\/div>\n<\/section>\n","protected":false},"excerpt":{"rendered":"

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