{"id":7527,"date":"2025-08-06T12:34:38","date_gmt":"2025-08-06T10:34:38","guid":{"rendered":"https:\/\/www.vdbr.nl\/our-working-method\/"},"modified":"2025-10-20T11:41:28","modified_gmt":"2025-10-20T09:41:28","slug":"our-working-method","status":"publish","type":"page","link":"https:\/\/www.vdbr.nl\/en\/mortgages\/our-working-method\/","title":{"rendered":"Our working method"},"content":{"rendered":"<section class=\"pt-3 pt-md-6 pt-lg-8 pt-xl-10 pb-0 pb-md-6 pb-lg-8 pb-xl-10 bg-1\">\n<div class=\"ast-row align-items-center position-relative\" style=\"z-index: 10;\">\n<div class=\"ast-col-lg-6 ast-col-sm-12 ast-col-xs-12 order2\">\n<div class=\"outside-box-left-5 md-outside-box-left-0\"><img decoding=\"async\" class=\"w-100 border-radius-6px mt-2 mb-3 animate-box\" src=\"https:\/\/www.vdbr.nl\/wp-content\/uploads\/vdbr-homepagina-1.jpg\" alt=\"No standard packages, but solutions that fit your situation and future plans - Van den Boer and Roggen\" data-animate-effect=\"fadeInLeft\" width=\"800\" height=\"1230\"><\/div>\n<\/div>\n<div class=\"ast-col-lg-5 ast-col-lg-offset-1 ast-col-sm-12 ast-col-xs-12 order1\">\n<div class=\"outside-box-right-5 md-outside-box-right-0\">\n<p><span class=\"subtitle1 mb-0\">Van den Boer &amp; Roggen<\/span><\/p>\n<h2 style=\"margin-top: -20px;\">Our approach to mortgages<\/h2>\n<p>It&#8217;s not every day you take out a mortgage or mortgage refinance. That&#8217;s why we think it&#8217;s important that you know exactly where you stand.   <\/p>\n<p>At Van den Boer en Roggen Financial Advice, we take you through the entire process step by step. That way we keep it clear and make sure that everything is tailored as closely as possible to your personal situation. <\/p>\n<div class=\"pt-1 pb-3 d-none d-sm-block\">\t\t\t\t\t<div class=\"astra-advanced-hook-6641 \">\n\t\t\t\t\r\n<a class=\"mil-button mil-arrow-place mil-btn-space\" href=\"https:\/\/www.vdbr.nl\/en\/contact\/\"><span>Make appointment<\/span><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 24 24\" class=\"mil-arrow\"><path d=\"M 14 5.3417969 C 13.744125 5.3417969 13.487969 5.4412187 13.292969 5.6367188 L 13.207031 5.7226562 C 12.816031 6.1136563 12.816031 6.7467188 13.207031 7.1367188 L 17.070312 11 L 4 11 C 3.448 11 3 11.448 3 12 C 3 12.552 3.448 13 4 13 L 17.070312 13 L 13.207031 16.863281 C 12.816031 17.254281 12.816031 17.887344 13.207031 18.277344 L 13.292969 18.363281 C 13.683969 18.754281 14.317031 18.754281 14.707031 18.363281 L 20.363281 12.707031 C 20.754281 12.316031 20.754281 11.682969 20.363281 11.292969 L 14.707031 5.6367188 C 14.511531 5.4412187 14.255875 5.3417969 14 5.3417969 z\"><\/path><\/svg><\/a>\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/section>\n<section class=\"pt-0 pt-md-6 pt-lg-8\">\n<div class=\"ast-col-md-10 ast-col-md-offset-1\">\n<h3 class=\"aligncenter mb-3\">This is our approach:<\/h3>\n<div class=\"ast-row align-items-center\">\n<div class=\"ast-col-xs-12 p-0 process-step-style-02 animate-box\" data-animate-effect=\"fadeInUp\">\n<div class=\"process-step-item\">\n<div class=\"process-step-icon-wrap\">\n<div class=\"process-step-icon text-center border-all border-color-dark border-width-2px bg-dark\">1<\/div>\n<p><span class=\"process-step-item-box-bfr bg-medium-gray\"> <\/span><\/p>\n<\/div>\n<div class=\"process-content\">\n<p><span class=\"subtitel mb-2\">Step 1: Introduction<\/span><\/p>\n<p>We begin with a no-obligation consultation. We listen to your wishes, look at the possibilities and answer all your initial questions. This conversation is designed to discover if we are the right party to guide you.  <\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"ast-col-xs-12 p-0 process-step-style-02 animate-box\" data-animate-effect=\"fadeInUp\">\n<div class=\"process-step-item\">\n<div class=\"process-step-icon-wrap\">\n<div class=\"process-step-icon text-center border-all border-color-dark border-width-2px bg-dark\">2<\/div>\n<p><span class=\"process-step-item-box-bfr bg-medium-gray\"> <\/span><\/p>\n<\/div>\n<div class=\"process-content\">\n<p><span class=\"subtitel mb-2\">Step 2: Charting your financial situation<\/span><\/p>\n<p>Together we will bring your income, expenses, current mortgage (if applicable) and future plans into focus. We also look at things like any debts, savings and your pension accrual. In this way we get a complete picture of your financial situation.  <\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"ast-col-xs-12 p-0 process-step-style-02 animate-box\" data-animate-effect=\"fadeInUp\">\n<div class=\"process-step-item\">\n<div class=\"process-step-icon-wrap\">\n<div class=\"process-step-icon text-center border-all border-color-dark border-width-2px bg-dark\">3<\/div>\n<p><span class=\"process-step-item-box-bfr bg-medium-gray\"> <\/span><\/p>\n<\/div>\n<div class=\"process-content\">\n<p><span class=\"subtitel mb-2\">Step 3: Customized advice<\/span><\/p>\n<p>Based on your situation and wishes, we get to work. We compare different lenders and calculate what financially suits you best. Think of interest rates, terms, monthly costs and conditions. We discuss our findings with you clearly and in understandable language.   <\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"ast-col-xs-12 p-0 process-step-style-02 animate-box\" data-animate-effect=\"fadeInUp\">\n<div class=\"process-step-item\">\n<div class=\"process-step-icon-wrap\">\n<div class=\"process-step-icon text-center border-all border-color-dark border-width-2px bg-dark\">4<\/div>\n<p><span class=\"process-step-item-box-bfr bg-medium-gray\"> <\/span><\/p>\n<\/div>\n<div class=\"process-content\">\n<p><span class=\"subtitel mb-2\">Step 4: From application to agreement<\/span><\/p>\n<p>Have you made your choice? Then we arrange the mortgage application from A to Z. We make sure all documents are complete and maintain contact with the bank, notary and broker. <\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"ast-col-xs-12 p-0 process-step-style-02 animate-box\" data-animate-effect=\"fadeInUp\">\n<div class=\"process-step-item\">\n<div class=\"process-step-icon-wrap\">\n<div class=\"process-step-icon text-center border-all border-color-dark border-width-2px bg-dark\">5<\/div>\n<p><span class=\"process-step-item-box-bfr bg-medium-gray\"> <\/span><\/p>\n<\/div>\n<div class=\"process-content\">\n<p><span class=\"subtitel mb-2\">Step 5: Insurance and additional security<\/span><\/p>\n<p>When taking out a mortgage, we look beyond just the loan. We also consider whether it is wise to cover certain risks, for example with life insurance or home insurance. This ensures that your housing costs remain affordable in the future.  <\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"ast-col-xs-12 p-0 process-step-style-02 animate-box\" data-animate-effect=\"fadeInUp\">\n<div class=\"process-step-item\">\n<div class=\"process-step-icon-wrap\">\n<div class=\"process-step-icon text-center border-all border-color-dark border-width-2px bg-dark\">6<\/div>\n<\/div>\n<div class=\"process-content last-paragraph-no-margin\">\n<p><span class=\"subtitel mb-2\">Step 6: Completion &amp; aftercare<\/span><\/p>\n<p>Once the mortgage is finalized, we accompany you until the transfer at the notary. Even after that, we remain your point of contact: in case of questions, changes in your life or if your mortgage needs to be adjusted later. You can always come to us.    <\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"animate-box\" data-animate-effect=\"fadeInUp\">\n<strong>In short:<\/strong> we help you choose the right mortgage and make sure everything is well taken care of, now and in the future.\n<\/div>\n<\/div>\n<\/section>\n","protected":false},"excerpt":{"rendered":"<p>Van den Boer &amp; Roggen Our approach to mortgages It&#8217;s [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":7279,"parent":7533,"menu_order":9,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"_improvement_type_select":"improve_an_existing","_thumb_yes_seoaic":false,"_frame_yes_seoaic":false,"seoaic_generate_description":"","seoaic_improve_instructions_prompt":"","seoaic_rollback_content_improvement":"","seoaic_idea_thumbnail_generator":"","thumbnail_generated":false,"thumbnail_generate_prompt":"","seoaic_article_description":"","inline_featured_image":false,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"default","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-7527","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.vdbr.nl\/en\/wp-json\/wp\/v2\/pages\/7527","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.vdbr.nl\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.vdbr.nl\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.vdbr.nl\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.vdbr.nl\/en\/wp-json\/wp\/v2\/comments?post=7527"}],"version-history":[{"count":0,"href":"https:\/\/www.vdbr.nl\/en\/wp-json\/wp\/v2\/pages\/7527\/revisions"}],"up":[{"embeddable":true,"href":"https:\/\/www.vdbr.nl\/en\/wp-json\/wp\/v2\/pages\/7533"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.vdbr.nl\/en\/wp-json\/wp\/v2\/media\/7279"}],"wp:attachment":[{"href":"https:\/\/www.vdbr.nl\/en\/wp-json\/wp\/v2\/media?parent=7527"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}