Van den Boer & Roggen
Next home
Moving to your next home is a wonderful, but also an exciting step. You want to look forward to your new home, but in the meantime you often have many questions: what happens to my current mortgage? How does the take-home arrangement work? And what about if my old home is not yet sold?
No worries. We help you step by step. We take the time to explain everything clearly and make sure you know exactly where you stand. That way you keep an overview and you can move into your new home with confidence.
This is our approach:
Charting your financial options
First we map out your personal situation. We look at your current monthly costs, the amount you can borrow and the monthly costs that fit the new situation. That way you know where you stand and you can start looking for a new home.
Getting smart with your current mortgage
Together we will look at what is the most advantageous and future-proof approach in your situation. Perhaps you still have a favorable interest rate that you can keep with a take-home arrangement. Or perhaps a new mortgage offers you the opportunity to benefit from a lower current interest rate. We look closely at such options so that we can make an informed decision.
Bridging between old and new
In many cases, you buy your new home first and only then sell your current home. No problem: with a bridging loan we bridge that period. That way you don’t have to worry about double expenses and you can take your time selling.
Selling your current home
Once your old home is sold, together we will look at how best to use the surplus value. For example, by cleverly incorporating it into the new mortgage.
A future-proof plan
Your new mortgage should fit your needs not only now, but also in the future. Think about desires around your family, career or retirement. We’ll make a plan together, so you can be sure your financial picture will still be correct later.
Wondering what your options are? Please feel free to contact us for a free and personal consultation.
