Van den Boer & Roggen
Our approach to mortgages
It’s not every day you take out a mortgage or mortgage refinance. That’s why we think it’s important that you know exactly where you stand.
At Van den Boer en Roggen Financial Advice, we take you through the entire process step by step. That way we keep it clear and make sure that everything is tailored as closely as possible to your personal situation.
This is our approach:
Step 1: Introduction
We begin with a no-obligation consultation. We listen to your wishes, look at the possibilities and answer all your initial questions. This conversation is designed to discover if we are the right party to guide you.
Step 2: Charting your financial situation
Together we will bring your income, expenses, current mortgage (if applicable) and future plans into focus. We also look at things like any debts, savings and your pension accrual. In this way we get a complete picture of your financial situation.
Step 3: Customized advice
Based on your situation and wishes, we get to work. We compare different lenders and calculate what financially suits you best. Think of interest rates, terms, monthly costs and conditions. We discuss our findings with you clearly and in understandable language.
Step 4: From application to agreement
Have you made your choice? Then we arrange the mortgage application from A to Z. We make sure all documents are complete and maintain contact with the bank, notary and broker.
Step 5: Insurance and additional security
When taking out a mortgage, we look beyond just the loan. We also consider whether it is wise to cover certain risks, for example with life insurance or home insurance. This ensures that your housing costs remain affordable in the future.
Step 6: Completion & aftercare
Once the mortgage is finalized, we accompany you until the transfer at the notary. Even after that, we remain your point of contact: in case of questions, changes in your life or if your mortgage needs to be adjusted later. You can always come to us.
